Lombard X — Cloud Pawnshop Software & Management Platform

Key features

• Pawn contracts — issue, extend, redeem and write off loan contracts with automatic interest calculation, partial payments and contract extensions with version suffixes.
• Cash management & shifts — full cashbox tracking, optional shift enforcement, opening/closing balances and complete operation history.
• AI item valuation — instant photo-based pledge appraisal powered by Google Gemini for gold, electronics and general items.
• Inventory & shop — automatic transfer of expired pledges to the shop, bulk price revisions, commission/consignment sales.
• Client CRM — KYC documents, client rating, full pledge history and integrated WhatsApp reminders.
• Multi-branch & multi-tenant — strict data isolation per organization with branch-level access control and consolidated reporting.
• Role-based access — four roles (Clerk, Manager, Admin, Super Admin) with granular module permissions.
• Reports & analytics — financial, operational, portfolio, aging, performance and trend reports with CSV/PDF export.
• Document templates — customizable HTML contract templates with AI-assisted editing and landscape PDF printing (2 contracts per page).
• REST API — programmatic access for integrations with accounting, CRM and BI systems.
• Security — Row-Level Security on every table, HIBP password protection, encrypted document storage, GDPR-compliant cookie consent.
• Stripe billing — self-serve subscription management with multiple plans and promo codes.

Who it's for

Single-location pawnshops, multi-branch pawnbroker chains, gold buyers, second-hand and commission stores, and consignment shops anywhere in the European Union and beyond. Lombard X replaces spreadsheets, paper ledgers and legacy desktop software with a secure, modern, browser-based platform that works on any device.

Why Lombard X

• No installation — runs in the browser on any OS.
• Free trial, no credit card required.
• 26 supported languages with formal localization for RU and FR.
• Standardized European date format (dd.MM.yyyy) and EUR pricing.
• Compliant with EU data protection requirements.
• Unique, atomic contract numbering — no duplicates, no race conditions.

Frequently asked questions

Do I need to install anything?

No. Lombard X is a cloud SaaS — open it in a browser and sign in.

Is my data isolated from other pawnshops?

Yes. Every table enforces multi-tenant Row-Level Security at the database level. Your data is never visible to other organizations.

Can I use it for several branches?

Yes. Lombard X is built multi-branch from the ground up, with per-branch reporting and access control.

Which languages are supported?

26 languages: all 24 official EU languages plus Russian and English.

How does AI valuation work?

You take a photo of the pledged item; the platform analyzes it visually and suggests a valuation range based on category and condition.